A vacation shouldn’t come with the added stress of worrying about what could go wrong. That’s why the right travel insurance plan is key—and why an ANZ Credit Card Travel Insurance Plan is the perfect choice when it comes to giving yourself peace of mind while away from home.
This type of travel insurance covers up to $5 million in medical bills and expenses, making it ideal for both domestic and international trips. It also covers you if your luggage gets lost, stolen, or damaged, with coverage up to $1,000 per person per trip.
But that’s not all: ANZ Credit Card Travel Insurance Plans provide even more benefits than just medical and luggage coverage. In this article, we’ll look at 4 other reasons you should choose an ANZ Credit Card Travel Insurance Plan for your next trip.
1. Overview of ANZ Credit Card Travel Insurance
When it comes to protecting yourself in the event of an unexpected travel interruption, ANZ Credit Card Travel Insurance can be a great choice. This comprehensive travel insurance plan covers international and domestic trips and provides a range of benefits to meet your needs.
From trip delays to lost baggage, and medical expenses while abroad, you can rest easy knowing that you are covered should any issues arise while you’re away. You also get access to 24-hour emergency assistance which includes medical evacuation, if needed. Plus, you can get financial protection for unused travel expenses when you have to cancel your trip or in the event of death or injury – up to peak season fees.
Additionally, this plan offers cover for rental vehicle excess, credit card fraud, and cash loss, not included in many other plans on the market. So whichever way you look at it, ANZ Credit Card Travel Insurance provides great value for money with all these extra benefits!
2. Benefits of Using an ANZ Credit Card Travel Insurance Plan
There are many great benefits to using an ANZ credit card travel insurance plan. Together with the existing coverage offered by your ANZ credit card, you can get additional coverage of up to $1 million. That means more peace of mind when traveling – no more worrying about unexpected costs while on holiday!
Plus, a few other perks come with this plan:
- Insurance coverage for up to 12 months in length
- Flexible “Cancel For Any Reason” options if you need to cancel your trip
- Emergency healthcare and evacuation benefits if necessary
- Delayed baggage and lost document assistance
- 24/7 customer service hotline in case of emergency
By choosing an ANZ credit card travel insurance plan, you’ll be able to travel confidently knowing that you are covered for a range of common and unexpected issues.
3. Key Features of an ANZ Credit Card Travel Insurance Plan
Are you worried about all the risks and uncertainties that come with traveling? Don’t be—an ANZ Credit Card Travel Insurance plan can provide you with the protection you need.
Here are the key features of an ANZ Credit Card Travel Insurance plan:
Overseas Emergency Medical Assistance
If you run into any medical issues while traveling, an overseas emergency medical assistance feature can provide you with 24/7 access to expert medical advice and support. That means you can have access to professional help no matter where in the world you are located.
Emergency Cash Transfers
If your money or documents get stolen or lost, an emergency cash transfer feature can provide up to $2,500 AUD so that you don’t have to worry about being stranded in a foreign country without money or documents.
Luggage and Personal Effects Replacement Benefit
If your luggage is lost or damaged while traveling, this feature covers up to $16,000 AUD in replacement costs per insured person so that you don’t have to worry about finding and buying replacements for your clothes and other valuable belongings.
Emergency Flight Home Cover
This feature provides up to $50,000 AUD in coverage if one of the insured people has an accident or illness which requires them to return home early from their trip. This allows family members and friends to come to meet them if necessary for any further treatment outside the country.
These features make an ANZ Credit Card Travel Insurance plan ideal for anyone looking for comprehensive coverage while traveling overseas.
4. Conditions and Eligibility Requirements for the Plan
If you’re thinking about taking out an ANZ Credit Card Travel Insurance plan, you should be aware of its conditions and eligibility requirements. The plan is available to people over 16 years of age who hold a valid ANZ Credit Card and are residents of Australia or New Zealand.
You need to be aware that this plan does not cover some things, such as:
- Pre-existing medical conditions
- Some activities like skydiving and bungee jumping
- Deliberate or intentional acts
- Death from a terminal illness
- Unattended goods travel documents and cash.
Also, don’t forget that you only have 14 days from the time your cover begins to make a claim before any pre-existing medical condition, or anything related to it, is excluded. So, if your application was accepted on 1 August 2020, you must have made a claim by 15 August 2020 for it to be considered.
It’s important that you always check the PDS for all the conditions and eligibility requirements that could affect your coverage before taking out an ANZ Credit Card Travel Insurance plan.
5. What Is Covered Under the ANZ Credit Card Travel Insurance Plan?
What’s covered under the ANZ Credit Card Travel Insurance Plan? Well, we’ve got you covered if you decide to take out this protection because you’ll be able to get coverage for everything from loss of travel documents to medical expenses.
Here are some of the key features that come with the ANZ Credit Card Travel Insurance Plan:
- Flight cancelations and disruptions
- Trip cancelations and disruptions
- Lost, stolen, or damaged baggage
- Medical expenses (including emergency medical evacuation costs)
- Loss of travel documents
- Hijack cover
- Repatriation cover
- Rental vehicle excess cover
- Personal liability cover
- Pet care cover in case of illness or injury while away from home
- Cover for temporary accommodation in cases of natural disasters or unintentional property damage caused by you
- Non-medical personal effects that are lost, stolen or damaged while away from home
- 24/7 worldwide assistance hotline available to offer help when needed
With all these great benefits, it’s no wonder that so many people choose the ANZ Credit Card Travel Insurance Plan as their go-to choice for protecting their next trip!
6. How to Apply for an ANZ Credit Card Travel Insurance Plan
Ready to hop on a plane, but not sure if you should get an ANZ credit card travel insurance plan? Don’t worry—applying is simple. All you need to do is call 1300 730 020 and one of our friendly team members will help you with your application.
Once you have your ANZ credit card travel insurance plan all set up, you’ll be able to enjoy the following benefits:
- Cover for overseas medical expenses
- Overseas emergency assistance
- Cancelation fees and lost deposits
- Interruption of journey costs
- Personal liability protection
With an ANZ credit card travel insurance plan, you’ll no longer need to worry about unexpected events while traveling—you’re covered!
Conclusion
When it comes to choosing a travel insurance plan, ANZ Credit Card Travel Insurance plans stand out as a reliable and comprehensive option. With comprehensive cover, you’ll be protected from financial losses due to trip cancelations, medical expenses while abroad, and much more.
Plus, you can take advantage of the complimentary range of benefits such as 24/7 global assistance and concierge services. All in all, with an ANZ Credit Card Travel Insurance plan, you can enjoy peace of mind knowing you’ll be safe and secure no matter where your travels take you.