Why RAC Travel Insurance Is the Best Choice for Your Next Trip 2023

When you’re planning your next vacation, the last thing you want to think about is how to cover yourself in case of the unexpected. But that’s exactly why travel insurance exists.

Whether it’s taking care of medical bills or covering costs due to flight cancelations or delays, it’s essential to make sure you and your loved ones are protected. That’s why you should consider RAC Travel Insurance for your next trip.

RAC is one of the UK’s leading providers of travel insurance and offers comprehensive coverage for any kind of vacation, so you can have peace of mind knowing that whatever happens, you’re covered.

In this article, we’ll unpack why RAC Travel Insurance stands out from the competition and tell you what to consider when choosing an insurance plan.

1. Benefits of RAC Travel Insurance

When you’re packing your bags for an upcoming trip, travel insurance is an essential part of the equation. That’s why there’s RAC Travel Insurance—because it provides comprehensive coverage for all types of travelers, from the cost-conscious to the adventurous globe-trotter.

From medical expenses and personal liability to equipment replacement and legal expenses, RAC Travel Insurance covers the gamut of different scenarios that might come up in a foreign land. It also offers a same-day claims service, so you don’t have to wait days to get reimbursed when something goes wrong.

Plus, RAC Travel Insurance is tailored specifically to your needs. You can choose from several different coverage levels and add optional extras like Gadget protect and Cruise cover as needed. And best of all, with 24/7 emergency assistance available in 35 countries worldwide, you’ll always have someone on call should something go wrong while you’re away.

2. The Different Types of RAC Travel Insurance Plans Available

RAC Travel Insurance offers a range of different plans to suit your individual needs, whether you’re traveling solo, with family, as part of a group, or for business purposes.

Here’s an overview of the different types of travel insurance plans available from RAC:

  • Solo Cover is designed for those traveling alone; it covers medical expenses and lost luggage, and also provides extra protection if your flight is delayed or canceled.
  • Family Cover is for families or groups of up to eight people traveling together; it covers medical expenses and lost luggage for each member of the group, and also provides additional cover if your flight is delayed or canceled.
  • Corporate Cover is designed specifically for business trips; it covers medical expenses and lost luggage, as well as providing extra cover if your flight is delayed or canceled.
  • Group Cover is ideal for groups of between nine and 25 people traveling together; it includes medical expenses and lost luggage cover as well as providing additional cover if your flights are delayed or canceled.

No matter which type of cover you choose, RAC Travel Insurance provides the protection you need to ensure that you can make the most out of your journey.

3. What Is Covered by RAC Travel Insurance

When you’re choosing a travel insurance provider, it’s important to know what’s covered and what’s not. With RAC Travel Insurance, you can rest easy knowing that your trip is covered with comprehensive protection.

Cancelation cover

If your plans are disrupted prior to departure, RAC Travel Insurance has you covered on cancelation fees. They’ll reimburse you for any unrecoverable costs of up to £8,000 for each insured person—as long as the reason for cancelation is valid and in line with the terms of our policy.

Medical expenses

Nobody wants to think about medical emergencies when they’re planning a trip, but medical issues can still happen abroad. In such cases, RAC Travel Insurance covers medical expenses in full up to £10 million for each insured person, so you’re taken care of if anything happens health-wise.

Repatriation and rescue services

With RAC Travel Insurance, you also have access to an emergency helpline, which is always ready to help get you home if needed—or just provide assistance when necessary should the unexpected happen while abroad. Plus, they cover repatriation costs too, in case of serious injury or illness while away from home—again up to £10 million per insured person.

RAC Travel Insurance offers peace of mind when traveling abroad as all these features combined mean that any eventuality can be taken care of by their policy.

4. How to Buy RAC Travel Insurance in Singapore

Buying RAC travel insurance in Singapore is a simple and hassle-free process. All you need to do is visit the RAC website and fill out a few details about your travel plans. With just a few clicks, you can get the peace of mind that comes with comprehensive coverage for your trip.

Once you’ve purchased the insurance, you’ll receive an email confirmation that will include your policy details and your policy number. You can use this policy number if you need to make any changes or if you want to claim on the insurance.

The great thing about purchasing RAC travel insurance is that there are a variety of different plans available, so you’re sure to find one that suits your needs and budget. Here are some of the features included in each plan:

  • 24-hour Global Emergency Assistance – Get help when and where you need it with professional medical assistance, legal referral services, and more
  • Medical Expenses – Receive coverage for any unexpected medical expenses incurred during your trip
  • Cancelation & Curtailment – Get reimbursed for any booking deposits or canceled trip fees if an unexpected event occurs before or during your trip
  • Personal Baggage & Money – Receive compensation for lost or stolen items like money, luggage, mobile phones, and more.

You can also purchase optional add-ons like ski cover, business traveler cover, terrorism cover, and more to ensure maximum protection for your trip. With RAC travel insurance, you can rest assured that you’re covered no matter what happens on your travels.

5. Additional Features/Benefits of Choosing RAC for Your Travel Insurance

If you’re considering RAC for your travel insurance, then you’ll also be getting access to some great additional features and benefits.

Wide Coverage Area

For starters, RAC’s policies provide coverage for an extensive range of destinations worldwide. So no matter whether you’re heading down under, off on a European adventure or cruising through Caribbean islands, you can be sure that your trip is protected with RAC.

24/7 Support

Furthermore, RAC customers get access to 24/7 emergency support, so if something goes wrong while you’re abroad — from lost passports and medical emergencies to legal assistance and more — there’ll always be someone available to help.

Benefits Tailored to Your Needs

Finally, each RAC policy comes with a range of flexible benefits that are tailored to your needs and the type of trip being taken. These include cover for missed departures, cancelation costs and unexpected accommodation charges, as well as more specialist policies designed specifically for couples or families traveling together.

In short, RAC travel insurance is the perfect solution for any kind of trip away from home — big or small — providing customers with peace of mind right through their journey.

FAQs About RAC Travel Insurance

You might have some questions about RAC Travel Insurance, but don’t worry—we’ve got you covered! Here’s what you need to know before taking out a policy:

Am I covered if I cancel my trip?

Yes. RAC Travel Insurance will cover you for the cancelation of your trip and any non-refundable deposits that you’ve paid or may incur.

What is the excess for RAC Travel Insurance?

The excess is the amount of money you have to pay toward a claim before your insurance company pays out. Excesses are generally lower for higher levels of cover and can typically range from $100 to $300.

How long does it take to process a claim?

Typically, one week from receipt of all necessary documentation, though this may vary depending on the complexity of the claim.

You can rest assured that when you choose RAC, you’ll get the best possible coverage for your travel needs. With a wide range of benefits, options, and flexible policies tailored to meet your needs, RAC Travel Insurance offers peace of mind on your next holiday!


RAC Travel Insurance is an excellent choice for protecting you and your belongings on your next trip. It offers comprehensive cover and a range of options to suit different needs, as well as being one of the best-value policies out there.

The ability to compare different policies quickly and easily, with clear information on the features and benefits included, makes it simple to find the right policy for you.

Ultimately, RAC Travel Insurance offers the peace of mind that whatever happens on your trip, you’ll be well taken care of. So why not make sure you’re properly protected with the best travel insurance for your next trip?

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